38000€ loan instantly on your account - apply for a loan in minutes
Through our website partners you can get Quoted from €38,000 fast - even in minutes. It only takes a moment to complete the application and you can usually get a loan decision on your €38000 loan instantly.
Borrow 38000 € effortlessly
Sometimes life takes you by surprise, and the need for a €38,000 loan comes unexpectedly and unpredictably. Fortunately, applying for a loan and getting a loan decision for a €38,000 loan is quick and easy these days.
Always check the interest and charges on your loan before taking out a €38000 loan
For a €38,000 loan, it's always worth competing - i.e. comparing the interest rates and charges of different lenders before you take out a loan. This way you get the best loan for you and don't end up paying for nothing.
Can I get a €38000 loan?
Lenders.fi is a service that connects different loan providers and loan seekers. We do not grant loans ourselves or make decisions about granting loans, so we cannot say for sure whether you will be able to get a €38,000 loan.
You can easily find out your situation by applying for a loan. There is no cost to apply for a loan and you are not yet bound to anything. The criteria for a €38,000 loan vary between banks and loan providers.
How quickly can I get €38,000 in my account?
When you apply for a loan, you can even get €38,000 in your account immediately. With the fastest loan providers, you can get a loan decision immediately, which also means that the loan will be paid into your account immediately after the loan offer is approved.
Do I need to add any attachments for a €38,000 loan application?
The need for annexes varies from one lender to another. Lenders want to be sure of your ability to pay, so attachments - such as salary slips and tax returns - may be requested when you apply for a loan.
38000€ loan interest and expenses - examples
In the table below you will find examples of instalments and total costs of a €38,000 loan with different payment periods and interest rates. In our example, we have used interest rates of 5%, 10%, and 20%.
Note! The figures in the table are examples and our partners do not necessarily offer loans similar to the example. The purpose of the table is to illustrate the impact of different repayment periods and interest rates on the instalments and total cost of a loan of €38,000. Always check the interest rates and costs of your loan with your loan provider before taking out a loan. In addition to interest charges, the loan may also include an opening fee or a monthly account management fee, for example.
|Loan amount||Loan period (years)||Interest rate||Monthly round-up||Total amount|
|38000||1||5,00%||3 253,08 €||39 037,01 €|
|38000||2||5,00%||1 667,11 €||40 010,71 €|
|38000||3||5,00%||1 138,89 €||41 000,19 €|
|38000||4||5,00%||875,11 €||42 005,43 €|
|38000||5||5,00%||717,11 €||43 026,41 €|
|38000||1||10,00%||3 340,80 €||40 089,64 €|
|38000||2||10,00%||1 753,51 €||42 084,17 €|
|38000||2||10,00%||1 226,15 €||44 141,51 €|
|38000||4||10,00%||963,78 €||46 261,35 €|
|38000||5||10,00%||807,39 €||48 443,26 €|
|38000||1||20,00%||3 520,11 €||42 241,33 €|
|38000||2||20,00%||1 934,04 €||46 416,97 €|
|38000||3||20,00%||1 412,22 €||50 839,78 €|
|38000||4||20,00%||1 156,35 €||55 504,98 €|
|38000||5||20,00%||1 006,77 €||60 406,05 €|
38000€ unsecured loan goes by many names
Although it is usually a consumer loan, the €38,000 loan can be called by many different names: for some it is 38000€ quick loan or just 38000€ vippi, another may use the term 38000€ quick loan. Regardless of the title, the loan offers that are transmitted through our site are mainly related to consumer credit and credit lines - all of them are loans that can be granted by the lender to the borrower without any collateral. In addition, the loans are usually paid back very quickly.