Borrow 10000 euros
Compare unsecured loans and apply for a €10 000 loan in minutes.
10000€ loan instantly on your account - apply for a loan in minutes
Through our partners you can get Quoted from €10,000 fast - even in a few minutes. It only takes a moment to fill in the application form and you can usually get a loan decision for a €10,000 loan straight away.
Borrow €10 000 without collateral or guarantors easily
Sometimes life takes you by surprise, and the need for a €10,000 loan comes unexpectedly and unpredictably. Fortunately, applying for a loan and getting a loan decision for a €10,000 loan is quick and easy these days.
Through our partners, you can apply for a loan of EUR 10 000 without collateral or guarantors. This means that, in addition to your own information, you only need to provide proof of income, such as a payslip or tax statement. No separate collateral or guarantors are therefore required.
Where to apply for a loan of €10,000?
If you need a loan of €10,000 quickly, the best option is usually to apply for a loan online. You can apply for a loan without collateral from various financial institutions and competition sites and, ideally, you can get a loan on your account the same day.
Applications for unsecured loans are usually processed very quickly. As a result, a loan of EUR 10 000 is usually the fastest to obtain without collateral.
How to apply for a loan of €10,000 in minutes
Applying for an uninsured loan is easy. You can easily apply for a €10 000 loan online and, ideally, you will receive a loan decision immediately after submitting your application.
Through our partners, you can apply for a loan of €10,000 with a single application from several different financial institutions. This means you can easily get several different loan offers for a €10,000 loan.
After submitting your application, you will usually receive loan offers immediately. Once you have received the loan offers, you can compare the interest rates and costs of the different loans and then choose the one that suits you best.
Always check the interest and charges before taking out a €10,000 loan
For a €10,000 loan, it's always worth competing - i.e. comparing the interest rates and charges of different lenders before you take out a loan. This way you get the best loan for you and don't end up paying for nothing.
A loan of €10 000 can be surprisingly expensive if the interest and costs of the loan are not taken into account before applying.
Always check the annual percentage rate of charge
Always check the annual percentage rate of charge before taking out a loan. The APR includes not only the nominal interest rate on the loan, but also, for example, account management fees, which are not included in the nominal interest rate. The APR is therefore an easy indicator for comparing the total cost of different loans.
Longer loan periods increase costs
Also note that a longer loan term will increase the total cost of the loan significantly. This is due to the fact that the interest on the loan is paid over a longer period of time. Therefore, the same interest rate over a longer period will ultimately cost more, even though the loan instalments may be smaller.
Can I get a loan of €10 000?
Lenders.fi is a service that connects different loan providers and loan seekers. We do not grant loans ourselves or make decisions about granting loans, so we cannot say for sure whether you will be able to get a €10,000 loan.
You can easily find out your situation by applying for a loan. There is no cost to apply for a loan and you are not yet bound to anything. The criteria for a €10,000 loan vary between banks and loan providers.
In practice, all financial institutions require a regular income from the applicant and proof of income in order to grant a loan of €10 000. Many financial institutions also have a minimum age for which a loan can be granted. This age can be, for example, 20 years.
How quickly can I get €10,000 in my account?
When you apply for a loan, you can even get €10,000 in your account immediately. With the fastest loan providers, you can get a loan decision immediately after submitting your application.
This usually also means that the loan is paid into the account immediately after the loan offer is accepted - or at least within the same day.
Please note, however, that the loan can only be paid into your account between 7am and 11pm on weekdays. This means that on weekends and at night, a loan of €10,000 cannot be withdrawn immediately.
Do I need to add attachments for a €10,000 loan application?
Generally, for a loan of EUR 10 000, you will need to include a salary certificate or tax statement with your application. The need for attachments varies from one financial institution to another.
While it is often possible to get a small loan without attachments, a loan of €10,000 usually requires proof of income. Financial institutions want to be sure of their client's ability to repay, and verifying income is part of this process.
Always compete for loans before applying for a loan
Competing for loans is important whenever you apply for a loan. It is particularly important to compete for larger amounts, as the interest costs of a larger loan will have a greater impact on your finances. Thus, when applying for a loan of €10 000, it is much more important to compete than when applying for a loan of, say, €100.
Fortunately, competing for loans is quick and easy, as you can apply for a loan from several different financial institutions in one application. Once you have applied, you are free to choose the most suitable option from the various loan offers.
When competing for a loan, you should take into account, among other things, the actual annual interest rate and the number of years over which the loan is offered.
After comparison, you can choose which 10 000 loan is most suitable for you and withdraw the money from your account.
Interest and charges on a €10,000 loan - examples
In the table below you will find examples of the instalments and total costs of a €10,000 loan with different payment periods and interest rates. In our example, we have used interest rates of 5%, 10%, and 20%.
Note! The figures in the table are examples and our partners do not necessarily offer loans similar to the example. The purpose of the table is to illustrate the impact of different repayment periods and interest rates on the instalments and total cost of a loan of €10,000. Always check the interest rates and costs of your loan with your loan provider before taking out a loan. In addition to interest charges, the loan may also include, for example, an opening fee or a monthly account management fee.
|Loan amount||Loan period (years)||Interest rate||Monthly round-up||Total amount|
|10000||1||5,00%||856,07 €||10 272,90 €|
|10000||2||5,00%||438,71 €||10 529,13 €|
|10000||3||5,00%||299,71 €||10 789,52 €|
|10000||4||5,00%||230,29 €||11 054,06 €|
|10000||5||5,00%||188,71 €||11 322,74 €|
|10000||1||10,00%||879,16 €||10 549,91 €|
|10000||2||10,00%||461,45 €||11 074,78 €|
|10000||2||10,00%||322,67 €||11 616,19 €|
|10000||4||10,00%||253,63 €||12 174,04 €|
|10000||5||10,00%||212,47 €||12 748,23 €|
|10000||1||20,00%||926,35 €||11 116,14 €|
|10000||2||20,00%||508,96 €||12 214,99 €|
|10000||3||20,00%||371,64 €||13 378,89 €|
|10000||4||20,00%||304,30 €||14 606,57 €|
|10000||5||20,00%||264,94 €||15 896,33 €|
The €10,000 unsecured loan goes by many different names
Regardless of the title, the loan offers transmitted through our website are mainly related to consumer credit and credit lines - all of them are loans that can be granted by the lender to the borrower without any collateral. In addition, loans are usually paid back very quickly.
10 000 euro loan - Frequently Asked Questions
Through our website, people over 18 years of age with a regular income and a clean credit record can apply for a loan of €10 000.
Please note, however, that even if all these conditions are met, financial institutions may still not grant a loan of €10 000. Financial institutions' conditions for granting loans vary and we cannot influence their decisions.
The loan term for a 10-tonne loan is usually between 1 and 15 years. Please note that a longer loan term will increase the total cost of the loan, even if the annual percentage rate of charge is the same.
The extra cost of the loan period is due to the fact that interest is simply paid for a longer period. Although you can get a loan with a repayment period of up to 15 years, this does not mean that it is always wise to choose the longest period.
It is worth comparing loans and loan offers, at least in terms of the loan amount, loan term and annual percentage rate of charge. It is quick and easy to compare loans on our website.
You can get a loan quickly by applying through our partners. You can compare loans, complete a loan application and get approved in minutes. You can get a loan in your account the same day!
You can use the loan for practically anything you want. However, please note that you should not use the loan for purchases that would worsen your financial situation. Also, do not take out a loan if you are not sure of your own ability to repay it.