Quick 20 euro tip online
Claim your pennies through our partners and get the money in your account today. A voucher is an easy way to get money for unexpected expenses. Fill out a loan application and get a loan decision in minutes.
Compare 20€ tapes and find the cheapest one
A €20 voucher can be more expensive than necessary if you don't compare vouchers before taking out a loan. Fortunately, it's easy to compete for a voucher - fill in an application through our partners and you can get several different offers for a €20 voucher in just a few minutes.
The cost of a €20 voucher varies from one provider to another, so check the interest rates and charges before you take out a voucher.
Who is eligible for a €20 voucher?
The €20 voucher is generally available to Finnish adults with a clean credit history and regular income. Many financial institutions offering the vouchers and loans also require a minimum age of 22 or 23.
Lenders.fi connects those applying for a voucher with those offering a loan. We cannot say for sure who will be eligible for a €20 voucher - income and other debts, among other factors, will influence the decision.
However, you can fill in an application for a €20 voucher through our partners and see if the voucher can be awarded to you.
Will the €20 voucher be paid immediately into my account?
For a €20 voucher, you usually get the money in your account as soon as you have accepted the loan offers. Please note, however, that vouchers are usually only credited on weekdays between 7am and 11pm.
Interest and charges on a €20 voucher - examples
In the table you will find examples of the instalments and total costs of a €20 voucher with different payment periods and interest rates. In our example, we have used 5%, 10%, and 20% interest rates.
Note! The figures in the table below are examples, and our partners may not necessarily have the same kind of levers available. The examples are intended to illustrate the impact of different payment periods and interest rates on the instalments and total costs for a €20 voucher. Always check the interest rates and costs of your voucher with your provider before taking out a voucher. In addition to interest charges, a vip may also include an opening fee or a monthly account management fee, for example.
|Loan amount||Loan period (years)||Interest rate||Monthly round-up||Total amount|
|20||1||5,00%||1,71 €||20,55 €|
|20||2||5,00%||0,88 €||21,06 €|
|20||3||5,00%||0,60 €||21,58 €|
|20||4||5,00%||0,46 €||22,11 €|
|20||5||5,00%||0,38 €||22,65 €|
|20||1||10,00%||1,76 €||21,10 €|
|20||2||10,00%||0,92 €||22,15 €|
|20||2||10,00%||0,65 €||23,23 €|
|20||4||10,00%||0,51 €||24,35 €|
|20||5||10,00%||0,42 €||25,50 €|
|20||1||20,00%||1,85 €||22,23 €|
|20||2||20,00%||1,02 €||24,43 €|
|20||3||20,00%||0,74 €||26,76 €|
|20||4||20,00%||0,61 €||29,21 €|
|20||5||20,00%||0,53 €||31,79 €|
20€ pennies are known by different names
Although it is usually a consumer credit, the €20 voucher can have many different names: for some, it is a 20€ quick loan or 20€ quick loan, another may simply use the term 20€ loan. Regardless of the title, the loan offers that are transmitted through our site are mainly related to consumer credit and credit lines - all of them are loans that can be granted by the lender to the borrower without any collateral. In addition, the loans are usually paid back very quickly.