Easy quick loan
When the need for a loan suddenly arises, an easy quick loan may be the most convenient solution.
Quick loan is one of the most popular loan products today, and with good reason, as the ease and speed of the loan process has led to instant access to a quick loan with just a few clicks.
What is a quick loan?
A quick loan is, as its name suggests quick loan, which is intended to cover short-term, temporary or one-off cash requirements. Such situations may include, for example, the payment of a late invoice when it is not possible to postpone the due date of the invoice.
The quick loan is usually small, around 50-2000 euro unsecured loan, which therefore has a much shorter repayment period, ranging from a few months to around a year. A fast and easy way to cover smaller and often unexpected everyday expenses.
As the fast loan can be paid into your account within 24 hours, it can also cover very urgent expenses.
You may need a quick loan, for example, when your car needs an urgent service, an important appliance breaks down or you need a new winter coat.
Quick loan or quick loan?
How do I apply for a quick loan?
Applying for a fast loan is easy through our partners:
1. Fill in the loan application form
The first thing you need to do is fill in a loan application form. The loan application will ask for the necessary information, and you may also need proof of your income, such as a pay slip. The loan application also allows you to fill in the amount of the loan you are applying for, which can be up to €60 000.
2. Submit your application and receive loan offers
Once you have completed the application, you can submit your application and receive loan offers. For loan offers usually within minutes, and at best from up to dozens of different financial institutions.
3. Compare the loan offers and choose the most suitable option
Once you have been approved for a loan, you can compare the different loan offers and choose the one that suits you best. You'll usually receive a loan decision as soon as you've filled in your application and, ideally, you can withdraw the money immediately.
Also remember to choose the loan with the term that best suits your needs.
Compete for loans before applying for a loan
When you need a loan right away, one sensible way to take stock of the current state of the loan market is to put loans out to tender.
Loan competitive bidding helps you find the loan offers that best meet your needs, with the most competitive interest rates on the market.
You can apply for a loan at any time
You can easily compete for loans through our loan comparison at any time of the day and without any commitment.
You can get your first loan offers within minutes of submitting your loan application, so your loan can be paid into your account even within the same day.
Quick loans are offered by several different financial institutions
Many different banks and financial institutions offer easy fast loans. However, there may be differences in the terms and conditions and interest charges of the different lenders.
That is why it is important to remember to put short-term loans out to tender. The easiest way to do this is through our loan service, and as a consumer, you don't have to pay anything for tendering.
Our comparison service will compete for your fast loans and rank the best loan offers in a clear order of preference.
Only apply for a quick loan if you can pay it back
In principle, a quick loan can be used for any purpose, but even a small and easy-to-get loan should not be applied for if you are not sure when and how you will be able to pay it back, with interest and charges.
Quick loan online without collateral
You can easily apply for a loan online without any collateral or guarantor, and get your first loan offers within minutes of submitting your application.
The loan comparison does not yet oblige you to take out a loan.
This is why loan competitions are a simple and free way to quickly find out what kind of fast loans are available on the market and what interest rates and loan terms different lenders are willing to offer you.
Loan comparison allows you to see the actual cost of the loan
With the loan comparison, you can easily see all the costs of the loan, i.e. not only the nominal interest rate but also other charges such as account management fees and opening fees. To find out the right repayment period, you can use the loan calculator on our website to work out how much you would repay each month by changing the repayment period and loan amount.
It's worth bearing in mind that the sooner you pay back your quick loan, the more you save on interest costs.
The interest cap law curbs the cost of loans
While it is fortunately impossible to run into interest costs of hundreds of percent these days - thanks to the new interest rate cap on unsecured consumer credit and quick loans - it is also a good idea to compete for small amounts of credit.
It is therefore worth bearing in mind that competitive tendering at least helps to exclude the most expensive quick loans from the comparison, even if there is not necessarily a big saving between the loan offers of the most advantageous lenders.
The easiest quick loan: frequently asked questions
Our lending service compares quick loans on the basis of the annual percentage rate (APR), which means that in addition to the nominal interest rate, all other loan costs are included, whether they are monthly charges, such as account management fees, or one-off charges, such as the loan opening fee.
The decision to accept a loan offer is always yours. In any case, it's worth competing for a quick loan, as it only takes a few minutes to fill in the application form and costs nothing.
By competing for quick loans, you can easily find out if there is an even cheaper loan on the market.
Today, fast loans are better than their reputation. With the new interest cap law and increased competition, many lenders are offering fast loans with competitive interest rates and flexible loan terms.
The quick loan is not intended to pay off other loans, so the best option in this case is to apply for a combination loan, which can be used to pay off expensive quick loans all at once.
At best, you can get a loan of up to €60 000 through our partners. But only ever apply for as much as you can pay back. You may be able to borrow more than you need, but taking out an unnecessary loan is often surprisingly expensive.
An easy quick loan or a fast loan can make sense when you need money for essential needs quickly. But remember to apply only when you need it, so that you don't get into trouble paying back your loans. Always remember to look carefully at the repayment period and the annual percentage rate of charge before taking out a loan. In the worst case, a quick loan can be costly if it is not repaid on time.
At best, you can get a loan in just a few minutes. You'll usually get a loan decision as soon as you send in your application, and you can get your loan into your account the same day - so in practice you can withdraw the money straight away.
Today, unsecured loans usually have a maturity of 1-15 years.
Most financial institutions will allow you to withdraw the money immediately. However, please note that the loan is not paid out at weekends or between 23:00 and 07:00 on weekdays. At other times, you can usually withdraw the money immediately. You can also apply for a loan at any time.